Thursday, April 5, 2018

Renter Insurance Discount with Home Security

Do insurance companies provide discounts if I have a home security system?


Thankfully, most insurance companies provide discounts to policyholders for many things. For example, if you have a Nest Protect smoke alarm and you choose the right provider you can get a discount. Insurance companies are familiar with the details when you ask for discounts. You will need to be prepared before you have that "I have a home security system, can I get a discount?", conversation.

Just a simple google search:

home security renters insurance discount


As you can see the information is out there.


Consider your insurance discount when deciding about what type of security system to install. It matters if you get a professionally monitored system or go the DIY route. Most insurance companies may not provide a discount for a security system that is not monitored 24x7x365.

Searching for a security system that can help you get the most insurance discounts? Start with Alarm.com. Think about the discount you will get when you tell your insurance company that you have a professionally monitored smart home security system with HD cameras and a cellular backup communication path.


You may be asking yourself, why do I even need renters insurance. Or perhaps someone has convinced you that the probability of filing a claim is so low, that you should increase your deductible so your payments go down.... Think about this. In case of fire, theft, or damage, you need your own renter's insurance policy.





More data...

[Alarm.com:Home Budget Smart Security]

[FBI:2017 Crime Reports]

[CEPro:Average Insurance Discount for Home Security is 20 percent]

[StateFarm:Renters Discount]

[AllState:Renters Discount]

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